Terms of Service

Agreement to Terms

By accessing and using the Ample Life Group website (amplelifegroup.com) and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Description of Services

Ample Life Group provides insurance information, education, and brokerage services. We help individuals and families find and obtain life insurance and annuity products from various insurance carriers. Our services include:

• Insurance education and resources
• Quote requests and comparisons
• Consultation and guidance
• Policy application assistance

Not Insurance Advice

The information provided on this website is for general informational purposes only and should not be construed as specific insurance, legal, or financial advice. Insurance needs vary based on individual circumstances. We recommend consulting with our licensed agents or other qualified professionals before making insurance decisions.

User Responsibilities

When using our website and services, you agree to:

• Provide accurate and truthful information
• Not use our services for any unlawful purpose
• Not attempt to interfere with the proper functioning of our website
• Not impersonate any person or entity
• Comply with all applicable laws and regulations

Insurance Applications

When you submit an insurance application through our services, you acknowledge that: (1) the application will be submitted to one or more insurance carriers for review; (2) approval is subject to the carrier's underwriting criteria; (3) quotes provided are estimates and final premiums may vary; and (4) we act as an intermediary and are not the insurance carrier.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Ample Life Group or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content or practices of any third-party sites.

Limitation of Liability

To the fullest extent permitted by law, Ample Life Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangibles, resulting from your use or inability to use our services.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free.

Indemnification

You agree to indemnify and hold harmless Ample Life Group and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

SMS/Text Messaging Terms

By opting in, you agree to receive recurring automated promotional and personalized marketing text messages (e.g., appointment reminders, policy updates) from Ample Life Group at the cell number used when signing up. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply.

You can cancel the SMS service at any time by replying STOP to any message. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. For help, reply HELP or contact us at 1-888-778-0968.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Florida.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after any changes indicates your acceptance of the modified terms.

Severability

If any provision of these Terms of Service is found to be unenforceable, the remaining provisions will continue in full force and effect.

Contact Us

If you have any questions about these Terms of Service, please contact us: